Bad Credit Remortgage - The Debt Culture

Debt in the UK has never been so prevalent and more people are left struggling to find debt solutions. It's not easy, and it can be psychologically debilitating when you are faced with uncontrollable debt. But more people than ever in the UK have a bad credit rating. If you are experiencing anxiety because of debt, don't bury your head in the sand. A bad credit remortgage could answer all your financial worries.

Bad credit remortgage - The answer you are looking for?

If you are a homeowner, you could equity in your property, and remortgaging might be a viable option for you even if you have credit problems.

What is a bad credit remortgage?

A bad credit remortgage is a non-conforming or sub-prime product that is becoming an increasingly popular way to pay off debts. If you choose a good mortgage broker or advisor, you could find a lender that offers a very competitive bad credit remortgage. There are more products offered to cater for this growing market than ever before.

How can a bad credit remortgage help?

By reducing your monthly payments so you could have more money for day to day living expenses
To raise cash fast for a big occasion in your life, such as a holiday, wedding or anniversary
To consolidate your debts to help you repay some or all of your existing debts and reduce your monthly outgoings.

Face the problem with a bad credit remortgage

Debt has now taken over the British economy, running into the billions - it's important that you don't let a sense of shame or feelings of anxiety stop you from facing up squarely to the problem. Pretending it doesn't exist, won't help. There are plenty of debt solutions at hand and a bad credit remortgage could be the solution or you.

Whatever your financial circumstances, dedicated bad credit remortgages are available and specialist advisors could help you get back on top of your finances, even if you don't typically fit the traditional mortgage lender's criteria.

Homebank have qualified mortgage consultants ready to advise you with your mortgage and insurance needs. For informative and insightful bad credit remortgage advice, call us to arrange a no obligation appointment to suit you. Homebank have mortgage consultants throughout the country who work throughout the day and evening. Homebank are the 'people's mortgage broker' with over 2900 mortgage products to choose from, Homebank's experienced consultants could find the right product for you - call Homebank now on free phone 0800 052 3604.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference number 464724, as an appointed representative of The Willow Tree Management Company UK Ltd, who are also registered under the FSA register under reference number 310569.