Bad Credit Remortgage

If you are a homeowner looking to release equity from your property to help clear your debts, you might be finding it hard to get the high street banks and building societies to help. If you have in the past or are currently experiencing credit card debt, store card debt, IVA's, bankruptcy, county court judgements as a result of unpaid debt or mortgage arrears, you might be finding it difficult to get a traditional remortgage package. But a bad credit remortgage could be just what you are looking for.

Finding the right bad credit remortgage

There are specialised financial companies out there with expert bad credit remortgage consultants who can offer you advice on finding the right bad credit remortgage that you can afford. The bad credit remortgage market is growing as more people than ever are experiencing the crippling affects of debt. As a result there are more bad credit remortgage products available - a good mortgage advisor will sift through the different bad credit remortgage products and find out about your individual circumstances to find the right one for you.

Is a bad credit remortgage right for you?

One of the reasons you should go through a specialist financial mortgage advisor is to tap into the expert advice and make sure you are aware of the risks. When you are already in debt and you need to make key financial decisions, you should ensure you get financial advice and help. Making ill-informed or wrong financial decisions will only exacerbate the situation. A bad credit remortgage consultant can steer you in the right direction.

Bad credit remortgage - Be debt free

If you are struggling with debt it can be hard to face up to, but a bad credit remortgage could release the equity you need to take back control. Constant worry about paying bills and final demands can cause anxiety and stress. Debt can be debilitating and some days you might think of little else except the dire straits of your finances. If you dread the morning post because of demands from lenders, it's impossible to live a happy and free life. It's worth investigating whether a bad credit remortgage could help you. Even if you have a bad credit record, a bad credit remortgage advisor could help.

Homebank have qualified mortgage consultants ready to advise you with your mortgage and insurance needs. For informative and insightful bad credit remortgage advice, call us to arrange a no obligation appointment to suit you. Homebank have mortgage consultants throughout the country who work throughout the day and evening. Homebank are the 'people's mortgage broker' with over 2900 mortgage products to choose from, Homebank's experienced consultants could find the ideal product for you - call Homebank now on free phone 0800 052 3604.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference number 464724, as an appointed representative of The Willow Tree Management Company UK Ltd, who are also registered under the FSA register under reference number 310569.