Mortgages For Everyone

The mortgage market is huge – make sure you get some good advice.

In today’s property market, even one that may be slowing down, it’s very rare that you can buy a property without a mortgage. With recent rises in interest rates, and jitters in the financial markets, mortgages may be in the news a lot, but that doesn’t make it any easier for you to decide which one’s right for you. There are mortgages available for everyone, but you may need to take some professional advice before you choose.

Which mortgage for you?

Whether you are a first time buyer or you’re looking for a buy-to-let mortgage, there’s more choice now than ever before. Offset mortgages are popular, and you can also choose between a fixed rate, variable rate or a tracker rate mortgage. Interest rates are competitive and mortgage lenders offer a range of incentives for you to apply to them; from paying your legal fees to vouchers for furniture and cash-back offers. It’s worth reading the financial pages and searching online for help and advice, but in the end, the best way forward is to talk to a mortgage professional.

Increasing your choice

With thousands of mortgages available to you, from well-advertised products from high street lenders to select products from lenders you won’t have heard about, it may seem like an impossibility to find one that’s right for you. What if you choose a mortgage and then spot a better deal? You simply don’t have the time, the experience or the knowledge to compare all the available mortgages. Instead, talk to professional advisers who have access to a huge range of mortgage products – including those that aren’t available on the high street.

Whatever your circumstances

Whether you’re looking for a first-time-buyer mortgage, a remortgage or a bad credit mortgage, there are plenty of products available for you to choose from. All you need is to be pointed in the right direction, to a product that you can afford, and that gives you the security or flexibility that you’re looking for.

If you are looking for a mortgage, let the experts save you time and money by finding the right product for you. Homebank has only the best mortgage consultants ready to advise you on all your mortgage and insurance needs. For useful mortgage advice, call us to arrange a no obligation appointment to suit you. Homebank is the ‘people’s mortgage broker’ with over 3500 mortgage products to choose from, including products that are not readily available on the High Street. Homebank’s experienced consultants could find the ideal product for you – call us now on free phone 0800 052 3604 or enquire online.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference number 464724, as an appointed representative of The Willow Tree Management Company UK Ltd, who are also registered under the FSA register under reference number 310569.