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Legal Information
Before using the site it is recommended that you carefully read the important information specified below. Please read carefully as by using the site you are signifying your acceptance. Homebank Financial Services Limited is authorised and regulated by the Financial Services Authority.
Financial Services Authority Complaints ProcedureIn the unlikely event that you have a complaint about us please contact: Complaints Officer Homebank Financial Services Limited 20a-30 Abington Street Northampton NN1 2AJ Tel: 0845 345 4445 Fax: 0845 345 5822 CopyrightAll rights including copyright in the contents of these web pages are owned and controlled by Homebank Financial Services Limited. All trademarks, names and logos are the property of Homebank Financial Services Limited. Reproduction of the entire or any part of these web pages is strictly forbidden unless consent in writing has been granted by an authorised signatory from Homebank Financial Services Limited. Nothing in the above-mentioned in any way bestows on you any licence or rights under any trademarks, names or logos of Homebank Financial Services Limited. Any breach of the above-mentioned rights will be dealt with by using appropriate legal action. DownloadPlease note that all downloading of software is performed at the users own risk. Homebank accepts no accountability for any problems that may occur as a result of any downloaded software. If you are in any reservations, we advise that you take professional advice prior to downloading. Incoming & Outgoing EmailThe contents of any emails and/or any attachments transmitted with it are confidential and intended solely for the use of the individual(s) to whom they are addressed. If you are not an intended recipient and you have received this email in error; you may not use it or copy it in any way. Please notify Homebank Financial Services Limited by phone on 0845 345 4445 and then delete it. All emails and email contents are scanned by GFI Mail Security and Norton Antivirus software. We use reasonable endeavours to virus scan all emails leaving the firm but no warranty is given that all emails and/or any attachments are virus free. You should undertake your own virus checking. JurisdictionThe pages of this site are solely for people deemed typically a resident in the UK. The content of this website is run by and construed in accordance with English and Welsh Law. Where the two laws conflict, English Law will take preference. Privacy StatementHomebank Financial Services Limited may need to gather and use personal data on this website in order to handle customer's requirements successfully. Homebank acknowledge that the proper treatment of personal data is very important to successful handling as well as ensuring a high level of customer satisfaction. Any personal data which we gather, document or use in any way whether it is held on paper, on computer or other media will fulfil the principles within the Data Protection Act 1998. We endorse and adhere to the Data Protection as set out in the Data Protection Act 1998. These 8 principles are:- We may need to pass your details to another company outside of Homebank Financial Services Limited purely to handle your requirements successfully; For compliance and monitoring purposes we may also need to pass on your details to our regulators The Willow Tree Management Company UK Ltd, or the Financial Services Authority, however, your data will not be passed outside of Homebank Financial Services Limited for any other purposes. Where we supply access to products and services from other providers they will supply Homebank Financial Services Limited with your personal details in order that we can contact you by mail, email or telephone with details of other products or services. If you do not wish to be marketed at in this was way you can write to the Compliance Officer, at our Head Office, 20a-30 Abington Street, Northampton, NN1 2AJ. Or send an email to enquiries@homebankfs.com with subject of FAO Compliance Officer. Purpose of SiteNo section or content of this website may be considered as advice. The function of the site is to supply standard information and access to products and services. If you require individual advice, you should contact us so that they can fully assess your circumstances and needs before advice can be given. Registered DetailsHomebank Financial Services Limited Registered office: West Stow Lodge, West Stow, Bury St Edmunds, IP28 6ET Registered in England and Wales Registered Number: 5933688 Site ContentHomebank reserves the right to delete or modify any of the content which appears on any page of this site, including any important information at any time and without notice. Where changes to the important information are made, your continued usage of the site will indicate your acceptance of any changes. Homebank Financial Services Limited uses all reasonable ability and care in accumulating the information on this site. However, errors or oversights in the information may take place because of a number of reasons which are natural in any internet access system and are not within Homebank's reasonable control. This service is correct only on the date that such information is supplied by Homebank via its internet service. Homebank advises you to verify the exactness of any information with Homebank before seeking to rely on such information. Whilst Homebank have ventured to ensure that all the information within this website is factually accurate, clear, fair and not misleading, Homebank accept no responsibility for the content of this website. Therefore Homebank will not accept any responsibility for any loss or damage howsoever caused as a result of a genuine errors or oversight on the site. Third Party WebsitesHomebank Financial Services works with a number of providers to supply you with access to a variety of products and services. The sale contract for the purchase of goods and services featured will be between you and the relevant provider. Homebank cannot control the contents of any third party website and as such will accept no responsibility for the content, layout or functionality of any other website. However, Homebank will venture to ensure that you are made reasonable aware when leaving the website. |
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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.
Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference
number 464724, as an appointed representative of The Willow Tree Management
Company UK Ltd, who are also registered under the FSA register under reference
number 310569.
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