Debt Consolidation advice and loans

Debt Consolidation

Increasing debt is an escalating problem in today's society, and the struggle to manage this mounting debt means that finding the best way to pay it back is more important than ever. If you have a lot of different debt commitments such as credit card debts and loans, then debt consolidation with a mortgage or a remortgage that has a lower interest rate and lower repayments may be the answer to your debt problems. Ever-expanding interest rates and late fees that can come with those pesky credit card debts and loans could be a thing of the past if you choose the right debt consolidation.

By consolidating your debt to one easy to manage monthly payment with a fully flexible mortgage from the array we have on offer, you will find that managing and controlling your money couldn't be easier... it could help you reduce your monthly outgoings and give you the chance to consolidate your debts and spend less on your mortgage and more on yourself!

Whether you want to consolidate all your debts or want to have a little extra for that new car or conservatory, we can help.

Consolidation loan information:

Debt consolidation advice

Homebank's mortgage advisors are experienced in helping people finding the right mortgage to consolidate their debt and are always available to provide debt consolidation advice or to give debt management tips. They could help you reduce your debt to affordable single monthly repayments giving you the chance to get out of debt quicker, by reducing your monthly outgoings giving you the potential to make over payments.

Homebank's debt consolidation loans are amongst the most competitive on the market. Thanks to a low interest rate, our debt consolidation loans are a very popular way to consolidate credit card debt and other existing loans. Our mortgage advisors could help you choose the right consolidation loan for your situation.

Useful debt consolidation information:

Debt consolidation and bad credit

Are you one of the thousands of people who are trapped by past bad credit?

Many people find that, because of poor credit history, they are still bound to high interest rates on debt consolidation loan or mortgage.

Even if you are in the process of repairing your credit rating, or have had trouble finding the best mortgage or remortgage that you can because of past or current debt problems, our advisors can help you find the right debt consolidatin loan for your personal situation..

To find out more about debt consolidation and debt consolidation loans please call us on freephone 0800 052 3604 or contact us.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference number 464724, as an appointed representative of The Willow Tree Management Company UK Ltd, who are also registered under the FSA register under reference number 310569.

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