Bad credit mortgage - Bad credit? You can get a mortgage

If you've been refused by traditional mortgage lenders because you have had or currently have debt problems, a bad credit mortgage could be the solution for you.

Bad credit mortgage - A growing industry

Debt has gripped the UK and simultaneously it is getting harder and harder to get onto the property ladder. As house prices continue to rise, it can be unnerving being left out of the property loop. If you are desperate to get a mortgage but can't find one from your high street bank, you could find a bad credit mortgage from specialist financial companies.

Demand for bad credit mortgages

Because the demand for bad credit mortgages has grown in line with the debt culture, there are an increasing number and variety of bad credit mortgages available and with the help of expert mortgage consultants you can find one that suits your financial situation. The bad credit mortgage is designed specifically for customers like you - people who find themselves in a bad credit situation, but still want to purchase a property.

Competitive bad credit mortgage

Mortgage lending has reached an all time high and bad credit mortgages now account for a significant proportion of the overall mortgage market. As competition increases, the product becomes more competitive for you, meaning there could be a bad credit mortgage that will suit you, no matter what type of financial situation you face.

Find out more about a bad credit mortgage

If you are interested in finding out more about bad credit mortgages, you should contact a qualified consultant who has access to thousands of bad credit mortgage packages. The consultant will take into account all your financial details and work at finding a bad credit mortgage you can afford. The advisor you choose should be authorised and regulated by the Financial Services Authority so that you can be sure you are receiving fair and professional financial advice.

Bad credit mortgage - a specialised market

The bad credit mortgage market is a specialised one, so it helps to go to a company who has expertise in this field so you can make the right decision. If you are worried you may not qualify because you have experienced debt, mortgage arrears, IVA or even *bankruptcy, you may be surprised - the chances of getting a mortgage are a lot better than you think.

*Bankruptcy must be discharged

Homebank have qualified mortgage consultants ready to advise you with your mortgage and insurance needs. For informative and insightful bad credit mortgage advice, call us to arrange a no obligation appointment to suit you. Homebank are the 'people's mortgage broker' with over 2900 mortgage products to choose from, including products that are not readily available on the High Street. Homebank's experienced consultants could find the ideal product for you - call Homebank now on free phone 0800 052 3604.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Homebank Financial Services Limited is an appointed representative of The Willow Tree Management Company UK Ltd which is authorised and regulated by the Financial Services Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of �750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Services Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Key Facts Illustration

CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
Homebank Financial Services Limited is entered on the FSA register under reference number 464724, as an appointed representative of The Willow Tree Management Company UK Ltd, who are also registered under the FSA register under reference number 310569.